The
Probationary Officer (PO) job in India is a highly popular position in the banking sector. You also want to pass this exam with good marks. Smartkeeda's
IBPS PO Mock Test 2025 helps you a lot in your preparation. Every question in Smartkeeda's Mock test for IBPS PO is created by experts, ensuring it is of the same level as the real exam. Additionally, features like Topic Analysis and Performance Graph provide you with your correct expected rank.
IBPS PO is one of the best career options for banking aspirants as it offers a lucrative salary package, job security, various perks and allowances, and career growth opportunities in public sector banks. Probationary officers for various public sector banks are selected through the IBPS PO recruitment process, and the shortlisted candidates undergo a 2-year training period to become fully-fledged managers. POs are responsible for various banking operations such as managing accounts, loans, and customer service.
IBPS PO Mock Test Series 2025
Preparing for IBPS PO can be full of challenges, but it just got easier with Smartkeeda’s
IBPS PO Mock Test Series. Our AI-powered mocks reflect the level of difficulty of the exams and come with personalized feedback that improves your performance. These mock tests eliminate your fear of the exam by helping you understand the exam structure, identify your
strengths and
weaknesses, and boost your confidence. Whether you are a beginner or reattempting, these mocks are designed to help you get the perfect score in the exam.
Total tests available in the IBPS PO Mock Test Series
We have prepared a comprehensive IBPS PO Mock Test Series for both Prelims (30+ mock tests) and Mains (16+ tests), which helps you prepare for both stages simultaneously. Aspirants can also make use of the sectional mock tests and topic tests for more targeted practice of certain subjects or topics. Full-length Mock Test For IBPS PO paired with sectional mock tests will prepare you for every obstacle that you face on the day of the examination.
Major Features of IBPS PO Online Mock Test Series
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Mocks for Prelims and Mains: Our online IBPS PO Mock Tests series covers both Prelims (30+ mocks available) and Mains (16+ mocks available), which ensures your complete preparation from the start to the end.
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Varying Difficulty Levels and Test Modes: Smartkeeda’s IBPS PO Mock Tests come with 3 difficulty modes, Easy, Moderate, and Difficult, to ensure every student finds the right challenge, regardless of their level of preparation.
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Bilingual Support (both Hindi and English): Aspirants are allowed to attempt the mocks in both Hindi and English.
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Both Sectional Mocks and Full-Length Mock Tests Available: Sectional tests are best for targeted practice, and full-length mocks assess your overall performance, both of which are available on Smartkeeda’s platform.
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Graphical Representation: At the end of every IBPS PO Mock Test, the graphical report shows you your progress, including your accuracy and percentile, and gives you the ability to pick easy questions.
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Detailed Solutions: Every IBPS PO Mock Test comes with detailed solutions along with the topper’s approach, helping you identify your mistakes, understand tricky concepts, and target your weak areas.
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Comparison With Toppers: With the help of percentile ranking, you can identify the mistakes that you are making and approach the test better.
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Explanations with Doubt Support: Our 24/7 doubt support will ensure your queries never go unanswered.
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Free First Mock: Attempt the first mock for free before you buy the subscription!
Key Benefits of Attempting IBPS PO Mock Tests
1. Real Exam Pressure.
Our IBPS PO Mock Tests are designed to mirror the exam-day conditions, like an on-screen timer and auto-submit functionality, which familiarizes you with the exam environment and helps you handle the pressure.
2. Improves Your Time Management Skills
With limited time at your disposal, your brain gets trained to identify the high-yielding questions and solve them quickly to move on to the difficult ones.
3. Evaluates How Prepared You Are
You can check how well you are prepared for the exam day, compared to others, with the leaderboard ranking. Along with that, you will also get a detailed performance analysis to identify your mistakes.
4. Builds Confidence
Smartkeeda’s IBPS PO Mock Tests are updated with every change in the pattern. Practicing with the latest pattern and difficulty levels helps eliminate the element of surprise.
IBPS PO 2025 Exam Overview
The IBPS PO 2025 Notification has been released on 1st July 2025, marking the start of the most-awaited bank exam. This exam is conducted by IBPS every year for the recruitment of Probationary Officers. 11 banks participate in this annual recruitment of probationary officers, and it is one of the most competitive exams in the government banking sector.
To help you understand the format and important aspects of the IBPS PO exam we have prepared the following table:
|
Name of Agency |
Institute of Banking Personnel Selection (IBPS) |
|
Online Registration |
01.07.2025 to 21.07.2025 |
|
Preliminary Exam Date |
17th, 23rd, and 24th August 2025 |
|
Mains Exam Date |
12th October 2025 |
|
Name of the post |
Probationary Officer |
|
Total Vacancies |
5208 |
|
Mode of Application |
Online |
|
Mode of exam |
CBT |
|
Selection procedure |
Prelims, Mains, Interview |
|
Official website |
www.ibps.in |
IBPS PO 2025 Eligibility Criteria
The eligibility criteria for the IBPS PO exam is similar to other banking exams, but it is always important to carefully read and understand the eligibility criteria before preparing for any exam. These are the basic criteria for appointment to the probationary officer posts in the Public sector Banks of the country, including educational qualifications, age limit, nationality, work experience, and other specific requirements for this post. By carefully reviewing the IBPS PO eligibility criteria, you can determine whether you meet the requirements for the job and whether it is worth applying for.
IBPS PO 2025 Educational Qualifications
To apply for the post of IBPS PO, here are the essential educational qualifications:
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You must possess a degree (Graduation) in any discipline from a University recognized by the Govt. Of India or any equivalent qualification recognized as such by the Central Government.
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You must possess a valid Graduation Mark-sheet / Degree Certificate and indicate the percentage of marks obtained in Graduation while registering online.
IBPS PO 2025 Age Limit
To apply for the post of IBPS PO, an unreserved category candidate should not be below 20 years & above 30 years of age.
However, there will be age relaxations in the upper age limit for different categories as follows:
|
Category |
Relaxation |
|
Scheduled Caste/Scheduled Tribe |
5 Years |
|
Other Backward Classes (Non-Creamy Layer) |
3 Years |
|
Persons With Benchmark Disabilities |
10 Years |
|
Ex-Servicemen, Commissioned Officers including (ECOs) / (SSCOs) who have 5 years 3 rendered at least 5 years of military service and have been released on completion of the assignment |
5 Years |
|
Persons affected by the 1984 riots |
5 Years |
IBPS PO 2025 Application Fee
The application fee for applying for the post of IBPS PO would be as given below. You can make the payment of Application Fees/Intimation Charges through the On-Line Mode only. As per the notification, you will also have to bear the Bank Transaction charges for Online Payment of application fees/intimation charges.
|
Category |
Fees (Non-refundable) |
|
GENERAL/ EWS/ OBC candidate |
850/- (inclusive of GST) |
|
SC/ST/PWBD candidates |
175/- (inclusive of GST) |
IBPS Probationary Officer Salary Structure:
IBPS PO basic pay is Rs. 36,000 and the in-hand salary is around Rs. 48480-2000 and with allowances and deductions gross salary around Rs.90,732.77. In addition to Basic Pay, bank officers (i.e. Probationary Officers / PO / Management Trainees) are eligible for the following allowances:
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Dearness Allowance (DA) – It is a cost of living adjustment allowance paid to all govt and public sector Probationary officers. It is revised on a quarterly basis and based on Consumer Price Index (CPI). The calculation of DA depends on inflation. DA can go up with higher inflation and also come down if the inflation rate is in negative.
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HRA – This depends on the place of posting, and it can be either 9.0% or 8.0%, or 7.0% depending on the place of posting.
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Special Allowance – This will add in 10th IBPS (wef. 01/11/2012) and for Scale, I 7.75% on which DA is also payable
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CCA – This also depends on the place of posting and can be either 4% (maximum Rs.870/-) or 3%(Maximum Rs.600/-) or 0%
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Conveyance allowance – It is paid for commuting between home and office.
IBPS PO Exam Pattern 2025 – Latest Prelims and Mains Format
IBPS PO Prelims Exam Pattern 2025
The IBPS PO 2025 Prelims exams include
3 sections with a total of
100 questions, which account for 100 marks. There is a sectional timing of
20 minutes per section. There is a penalty of
0.25 marks for every incorrect answer, and candidates need to qualify in all sections to move to the next stage.
|
S.No |
Name of the Test |
Number of Questions |
Maximum Marks |
Duration |
|
1 |
English Language |
30 |
30 |
20 minutes |
|
2 |
Reasoning Ability |
35 |
40 |
20 minutes |
|
3 |
Numerical Ability |
35 |
30 |
20 minutes |
|
|
Total |
100 |
100 |
60 minutes |
IBPS PO Mains exam pattern
The IBPS PO Mains Exam consists of five sections, four of which are objective type and one is descriptive. The objective section carries 200 marks, which has to be completed in 180 minutes, while the descriptive paper (essay & letter Writing) carries 25 marks and lasts for 30 minutes.
There is a penalty of 0.25 marks for every incorrect answer, and candidates need to qualify in all sections to move to the interview stage. The detailed breakdown of the IBPS PO Mains Exam Pattern 2025 is given below:
|
S.No |
Name of the Test |
Number of Questions |
Maximum Marks |
Duration |
|
1. |
General/ Economy/ Banking Awareness |
40 |
40 |
25 minutes |
|
2. |
English Language |
35 |
40 |
40 minutes |
|
3. |
Reasoning Ability & Computer Aptitude |
45 |
60 |
50 minutes |
|
4. |
Data Analysis & Interpretation |
35 |
50 |
45 minutes |
|
|
Total |
155 |
200 |
3 hours |
|
5. |
English Language (Letter Writing & Essay) |
2 |
25 |
30 minutes |
Attempt a free IBPS PO mains mock test!
IBPS PO Previous Year Cutoff
Having a fair idea of the previous year's cutoff can help you set realistic goals for your own performance in the IBPS PO exam. It also provides you with an idea of the level of competition you might be facing in the upcoming exam. The cutoff for the PO exam is generally lower than that of clerk exams due to an increase in the difficulty level of the paper. By getting an overview of the previous year's cutoff for the IBPS PO exam, you can make informed decisions about your target score for the upcoming exam.
However, you must remember that the cutoff largely depends on the available vacancies and the difficulty level of the examination and can differ based on the given factors. Here is the previous year’s IBPS PO prelims cutoff (out of 100) and IBPS PO mains cutoff (out of 200):
IBPS PO Prelims Cutoff 2024-25
|
Category |
Cut-Off (Out of 100) |
|
UR |
61.75 |
|
SC |
55 |
|
ST |
49 |
|
EWS |
60.25 |
|
OBC |
60.50 |
|
HI |
19.75 |
|
VI |
47.50 |
|
LD |
49.75 |
|
D&E |
9.50 |
IBPS PO Prelims Cut Off 2024-25 Section-wise
|
S.No |
Name of the Test |
Maximum Marks |
|
UR/EWS |
SC/ST/PWD/OBC |
|
1. |
English Language |
30 |
10 |
6.75 |
|
2. |
Quantitative Aptitude |
35 |
7 |
3.50 |
|
3. |
Reasoning Ability |
35 |
6.75 |
2.50 |
How to Attempt Smartkeeda’s IBPS PO Mock Test
Start your IBPS PO mock practice with quick and simple steps:
Step 1: Sign up/ log in: Go to the Smartkeeda website and
create your account if you are a new user. If you have already created an account, log in using your login credentials.
Step 2: Select the Mock Test: Select difficulty level (Easy/Moderate/Difficult).
Step 3: Language selection: Choose the language of your choice
(Hindi or English).
Step 4: Start the Test: Begin the test and avoid pausing in between.
Step 5: Review your performance: After completing the mock, you can
review the results, which will be flashed instantly. Additionally, check your
performance graph and detailed report after taking the test.
IBPS PO Syllabus
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